Date of Graduation

Spring 2017

Document Type

Honors Research Project

Degree Name

Bachelor of Science


Applied Mathematics

Research Sponsor

Andrew Thomas

First Reader

Curtis Clemons

Second Reader

Sarah Coleman


Most people have a dream of being financially independent and in order to do so it is necessary to save and invest their money. The key is to invest wisely so that one can earn a solid return on their money. Real estate investments are a great way to build wealth because of the benefits they have over other investments. Many are under the misconception that they cannot invest in real estate because of a lack of capital. This belief is entirely untrue and there are dozens of different strategies for investing in real estate with little or no capital from one’s own pocket. Many of these strategies don’t require bank involvement either. Leveraging other people’s money (OPM) in order to invest is a way to speed up the traditional route of getting to financial freedom/retirement. Although financing real estate is not the only hurdle to overcome in this business, it is usually the first people see and immediately don’t believe they can overcome that hurdle. This research is intended to explain some of these different finance strategies in order to invest in real estate no matter what a person’s situation is.