Document Type

Article

Publication Date

2-2026

Abstract

Fintech, a product of the 4.0 revolution, has experienced rapid growth in Vietnam, attracting significant attention from investors and government agencies. In encouraging innovation, the authors write, the need for a practical legal framework to regulate fintech activities has become a critical issue. The authors believe that this new legal framework should include a regulatory sandbox, which would allow fintech startups to test their products in a controlled environment, helping to mitigate risks, foster creativity, and enhance regulatory oversight. This two-part article discusses challenges in creating and implementing a regulatory sandbox and provides recommendations for overcoming these hurdles. This first part examines Vietnam’s fintech environment and proposes a fintech regulatory sandbox for Vietnam.

Publication Title

Banking Law Journal

Volume

143

Issue

2

First Page

94

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