Date of Graduation

Spring 2018

Document Type

Honors Research Project

Degree Name

Bachelor of Science



Research Sponsor

Nao Mimoto

First Reader

Richard Einsporn

Second Reader

Mark Fridline


For my project, I investigated car insurance rate-making. I took an in-depth look at the car insurance industry. I also studied driverless cars, and the expected timeline surrounding them. I also took a look at how driverless cars are expected to change the car insurance industry in the coming decades. In general, what I found did not surprise me. I did, however, glean insight from various opinions that I read about how the insurance industry is likely to change. Change of some sort in the car insurance industry is sure to come, with companies likely to become much more multi-faceted. This is very applicable to my future work as an actuary, and I look forward to following the developments as I begin my career.